A collaborative and passionate leader of nearly 20 years of insurance product development, underwriting, risk management, and internal audit experience focused on the Property & Casualty insurance industry. A champion of efficiency and change with a naturally inclusive style and knack for enhancing teamwork. Successful at driving underwriting quality through the headwinds of ambitious goals and the pressures of competition. Always focused on assessing the adequacy of the internal control environment and adding value to the cost structure of the business.